Buying a home can be complicated. I've just written a robust guide to help explain the process, specific to the Greater Boston area. You can find it by clicking here.

The reason I wrote it is that when I've looked for existing guides to recommend to clients as a reference, most are either too general to be useful, too detailed to be readable, or too niche to be applicable. Hopefully this one falls in the Goldilocks Zone.

In total it's approximately 7000 words, but the idea is that you can read through at a high-level, or click on the yellow bars throughout the text to expand on topics you'd like to learn more about. (If I previously sent you a preview, this is an updated version with additional sections.)

Topics include:

  • Getting pre-approved
  • Why do I need to get a pre-approval now?
  • What's the difference between a pre-approval and a pre-qualification
  • Will my credit score take a hit when it is checked?
  • What if I have enough cash that I don't need a mortgage?
  • Choosing your REALTOR®
  • What is the difference between an agent, salesperson, broker, and REALTOR®
  • What is a "Buyer's agent", a "Seller's agent", and why does it matter?
  • How is the buyer's agent paid?
  • Finding a property
  • Scheduling showings
  • Set up automatic search alerts
  • What is the MLS and how does it work?
  • What search criteria are available in the MLS?
  • Explanation of MLS status codes (ACT, PCG, BOM, etc.)
  • Why is the MLS-powered search better than syndication sites?
  • Why is the "Zestimate" so different from the asking price?
  • How to use Open Houses
  • What are Broker Tours and how to use them
  • What's the deal with lead paint?
  • Timeline from offer to move-in
  • Anatomy of the Offer to Purchase
  • Determining an offer price and terms
  • Including a personal letter with your offer
  • What to expect from the home inspection
  • About the bank appraisal and what if it comes in too low

If you're considering making a move in 2016, now is the time to start preparing. Check out the guide, and please let me know when you'd like to have a first discussion.

Goldilocks bear image by sammydavisdog on Flickr.